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Self Certification
Earning good money but can’t prove it?
Self-employed in your current business for at least a year?
Employed in your current job for at least six months?
If you would like to purchase a new home or re-mortgage your existing one,
but are finding it hard to prove sufficient income, then a
self-certification mortgage may be appropriate for your situation.
Many lenders require evidence of earnings or net profit, but with this
type of scheme, you do not need to provide accounts, simply certify that
you have sufficient income to service the loan.
You could qualify for up to 90% of the purchase price.
Please note:
Your home may be repossessed if you do not keep up repayments on your
mortgage.
Borrowing is subject to the APR described below.
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